Insurance Basics

Insurance documents are full of jargon that makes simple ideas sound complicated. Here are the terms you will meet on almost every policy, explained the way someone would explain them over coffee. The money words Premium is your regular payment to keep coverage active, usually monthly. Deductible is the amount you pay first before the … Read more

What is Insurance? Insurance is a simple way to protect you from having to pay a large, unexpected sum of money. You pay a small regular payment to an insurance company who agree to pay for any losses you incur that are covered by your insurance, based on the terms in your policy. This means … Read more